CategoryPayday Loan

Payday Loans Without Credit Check

In most cases, Good-Lite Banks who provide payday loans do not expect a person who wants to borrow money to present a certificate of employment and earnings. As a result, payday loans are available to people working without a contract and employed under civil law contracts.

In the case of banks granting loans, this simplified procedure is unfortunately not used. Therefore, many people do not have a small chance of getting a loan, even though there would be no problems with repayment.

Payday loans are formalities that are kept to a minimum and must be completed. Therefore, borrowing money does not require devoting a huge amount of time to gather the necessary documents, fill out complex applications, etc. Everything is done really extremely quickly and efficiently, which is a very big advantage of payday loans.


When we talk about payday loans, we must not forget that in their case the credit decision is taken very quickly. Most Good-Lite Banks that provide this type of loan make a credit decision in no more than an hour. Consequently, a person in need of money gains it really quickly.


Payday loans have a very large group of supporters. This is not surprising when we look at the advantages that such quick loans have. Let’s see why it is worth to decide on payday loans and in what respects it is better than traditional bank loans.


Where’s the Best Loan Without Credit Check?


Among the loans currently generating great interest are, among others, so-called payday loans. They are offered by Good-Lite Banks, of which more on Polish. Few people know, however, that their offer is not only payday loans. Below we present what we can count on when deciding to borrow money from a Good-Lite Bank.

The most popular product of the non-bank financial market is, of course, payday loans, i.e. short-term loans. Their name came from nowhere. They are awarded for a very short time.

In general, their loan period is from a few to no more than sixty days. Initially, non-bank companies offered their clients loans for a short time and a relatively small amount – they did not loan higher than a maximum of USD 1,000.

Currently, the situation is completely different. As for payday loans, you can count on a loan of up to six thousand dollars. The lowest amount that comes into play in most Good-Lite Banks is fifty dollars.

It should be added that many Good-Lite Banks encourage customers to use their services by offering a free loan.

What does it mean?

payday loan

We will not pay any interest or commission on the first loan. As a result, we will refund exactly the amount we decided to borrow.

Good-Lite Banks are constantly expanding their offer. Today it is not only payday loans, but also installment loans granted for higher amounts and for a longer period of time.

This is a sensational choice for people who need a much higher amount of money, and at the same time bank loans are not for them. Such a loan is even thirty thousand dollars today.

What loan period can you count on?

What loan period can you count on?

It depends of course on the lender, but you can bet for up to four years. When deciding on such a loan, you must consider the potential costs that you must incur in connection with it.


Is Payday Loan Without Credit Check?

Payday Loan

The vast majority of lenders do not expect a certificate confirming the amount of income generated. The only document that is necessary to grant a payday payment is an ID card. However, very often the loan application contains questions regarding monthly revenues.

When completing such an application, you should really carefully consider all sources of income that occur in our case. This is not only about the remuneration for work, but also the profit obtained from renting an apartment or maintenance received monthly. However, information that is not true may not be included in the application.

It should be remembered that the money lent to us will have to be returned sooner or later. If the amount we want to borrow seems too high, we have to take into account that the Good-Lite Bank can expect confirmation of our income. Often, however, it is enough to provide an account statement for the last few months.


Payday loans are a very good solution for anyone in need of quick cash and at the same time not having a good chance of getting a loan from a bank. Payday loans are associated – and this is the right association – with an instant credit decision and formalities limited to a minimum. However, many people ask what lenders are able to accept when it comes to potential client income.


When going to the bank for a loan, we can be sure that we will need a certificate of earnings. In the case of payday loans, which are handled by Good-Lite Banks, it is not so certain. The vast majority of loan companies do not expect their clients to present an income certificate.

This is a great solution because it allows you to lend money to those who work black or have a junk contract and are unable to document all of their income. No need to provide such a certificate is also a huge time saver.